Asset Finance and Business Loans for SMEs
We offer non-regulated asset finance and business loans to small and medium-sized enterprises (SMEs) in England and Wales.
We work with commercial finance brokers to deliver finance to SMEs.
Funding options
Whether you’re investing in equipment, technology, refurbishment, or business development explore the funding options below.
Business Loans
Provides a cash advance to businesses and supports long term investment
£75k to £1m
- Term 3-5 years
Can be used for Business Acquisition
Can be used for Management Buy-outs (MBOs) and Buy-ins (MBIs)
Finance Lease
Monthly repayments over a fixed or
minimum term
- £15k to £1m
Term 3-5 years
Soft and hard assets
Hire Purchase
Monthly repayments with low cost
option to purchase fee
- £15k to £1m
- Term 3-5 years
Soft and hard assets
A common sense approach to credit risk
Our business model is based on not competing with other funders and offering a unique credit appetite combined with competitive rates. We seek low risk transactions that other funders reject due to an inability to see beyond the headline figures or Credit Agency data.
No industry
restrictions
No asset
restrictions
Ability to interpret complex accounts and see beyond the headline figures
New start
businesses
Business
acquisitions
Management Buy Outs (MBOs) & Management Buy Ins (MBIs)
Experts in the storybook lend
We are experts in the storybook lend. When there is a complex story to the business, our underwriting team are prepared to look in-depth at the business, and consider not only past performance, but also the company director’s experience, vision and future plans.
We frequently meet with businesses to get the in-depth information we need. This in-person meeting gives the business the chance to get a lender invested in the growth of their business. In many cases this first meeting leads to a long lasting relationship.